{"id":24444,"date":"2023-09-26T10:46:35","date_gmt":"2023-09-26T03:46:35","guid":{"rendered":"https:\/\/pixabu.com\/?p=24444"},"modified":"2023-09-26T10:46:35","modified_gmt":"2023-09-26T03:46:35","slug":"quy-trinh-vay-von-sinh-vien","status":"publish","type":"post","link":"https:\/\/pixabu.com\/quy-trinh-vay-von-sinh-vien\/","title":{"rendered":"Quy tr\u00ecnh vay v\u1ed1n h\u1ecdc sinh, sinh vi\u00ean"},"content":{"rendered":"<p>Nh\u1eb1m h\u1ed7 tr\u1ee3 cho c\u00e1c sinh vi\u00ean c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh t\u1ed1t 03 n\u0103m \u0110\u1ea1i h\u1ecdc m\u00e0 kh\u00f4ng ph\u1ea3i g\u1eb7p nhi\u1ec1u g\u00e1nh n\u1eb7ng v\u1ec1 t\u00e0i ch\u00ednh, ngo\u00e0i c\u00e1c ch\u00ednh s\u00e1ch h\u1ecdc b\u1ed5ng, mi\u1ec5n gi\u1ea3m h\u1ecdc ph\u00ed, nh\u00e0 Tr\u01b0\u1eddng th\u00f4ng tin v\u1ec1 \u0111\u1ebfn to\u00e0n th\u1ec3 c\u00e1c b\u1ea1n v\u1ec1 quy tr\u00ecnh vay v\u1ed1n h\u1ecdc sinh, sinh vi\u00ean nh\u01b0 sau:<\/p>\n<h2>1. \u0110\u1ed0I T\u01af\u1ee2NG \u0110\u01af\u1ee2C VAY V\u1ed0N<\/h2>\n<p>HSSV c\u00f3 ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n theo h\u1ecdc t\u1ea1i c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc (ho\u1eb7c t\u01b0\u01a1ng \u0111\u01b0\u01a1ng \u0111\u1ea1i h\u1ecdc), cao \u0111\u1eb3ng, trung c\u1ea5p chuy\u00ean nghi\u1ec7p v\u00e0 t\u1ea1i c\u00e1c c\u01a1 s\u1edf \u0111\u00e0o t\u1ea1o ngh\u1ec1 \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam, g\u1ed3m:<\/p>\n<ul>\n<li>HSSV m\u1ed3 c\u00f4i c\u1ea3 cha l\u1eabn m\u1eb9 ho\u1eb7c ch\u1ec9 m\u1ed3 c\u00f4i cha ho\u1eb7c m\u1eb9 nh\u01b0ng ng\u01b0\u1eddi c\u00f2n l\u1ea1i kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng.<\/li>\n<li>HSSV l\u00e0 th\u00e0nh vi\u00ean c\u1ee7a h\u1ed9 gia \u0111\u00ecnh thu\u1ed9c m\u1ed9t trong c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng:\n<ul>\n<li>H\u1ed9 ngh\u00e8o theo ti\u00eau chu\u1ea9n quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/li>\n<li>H\u1ed9 gia \u0111\u00ecnh c\u00f3 m\u1ee9c thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi t\u1ed1i \u0111a b\u1eb1ng 150% m\u1ee9c thu nh\u1eadp b\u00ecnh qu\u00e2n \u0111\u1ea7u ng\u01b0\u1eddi c\u1ee7a h\u1ed9 gia \u0111\u00ecnh ngh\u00e8o theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/li>\n<\/ul>\n<\/li>\n<li>HSSV m\u00e0 gia \u0111\u00ecnh g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh do tai n\u1ea1n, b\u1ec7nh t\u1eadt, thi\u00ean tai, ho\u1ea3 ho\u1ea1n, d\u1ecbch b\u1ec7nh trong th\u1eddi gian theo h\u1ecdc c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a UBND x\u00e3, ph\u01b0\u1eddng, th\u1ecb tr\u1ea5n n\u01a1i c\u01b0 tr\u00fa. Trong qu\u00e1 tr\u00ecnh tri\u1ec3n khai th\u1ef1c hi\u1ec7n c\u00f3 nh\u1eefng \u0111\u1ed1i t\u01b0\u1ee3ng ph\u00e1t sinh NHCSXH \u0111\u1ec1u t\u1ed5ng h\u1ee3p b\u00e1o c\u00e1o Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 quy\u1ebft \u0111\u1ecbnh cho vay k\u1ecbp th\u1eddi theo c\u00e1c Quy\u1ebft \u0111\u1ecbnh.<\/li>\n<li>Lao \u0111\u1ed9ng n\u00f4ng th\u00f4n trong \u0111\u1ed9 tu\u1ed5i lao \u0111\u1ed9ng, c\u00f3 tr\u00ecnh \u0111\u1ed9 h\u1ecdc v\u1ea5n v\u00e0 s\u1ee9c kh\u1ecfe ph\u00f9 h\u1ee3p v\u1edbi ngh\u1ec1 c\u1ea7n h\u1ecdc, h\u1ecdc ngh\u1ec1 trong c\u00e1c tr\u01b0\u1eddng: Tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, cao \u0111\u1eb3ng, trung c\u1ea5p ngh\u1ec1, trung t\u00e2m d\u1ea1y ngh\u1ec1, trung c\u1ea5p chuy\u00ean nghi\u1ec7p c\u1ee7a c\u00e1c B\u1ed9, ng\u00e0nh, t\u1ed5 ch\u1ee9c ch\u00ednh tr\u1ecb &#8211; x\u00e3 h\u1ed9i, c\u00e1c c\u01a1 s\u1edf \u0111\u00e0o t\u1ea1o ngh\u1ec1 kh\u00e1c theo qui \u0111\u1ecbnh t\u1ea1i Quy\u1ebft \u0111\u1ecbnh s\u1ed1 1956\/Q\u0110-TTg ng\u00e0y 27\/11\/2009 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7.<\/li>\n<li>B\u1ed9 \u0111\u1ed9i xu\u1ea5t ng\u0169 theo h\u1ecdc t\u1ea1i c\u00e1c c\u01a1 s\u1edf d\u1ea1y ngh\u1ec1 thu\u1ed9c B\u1ed9 Qu\u1ed1c ph\u00f2ng v\u00e0 c\u00e1c c\u01a1 s\u1edf d\u1ea1y ngh\u1ec1 kh\u00e1c thu\u1ed9c h\u1ec7 th\u1ed1ng gi\u00e1o d\u1ee5c qu\u1ed1c d\u00e2n theo qui \u0111\u1ecbnh t\u1ea1i Quy\u1ebft \u0111\u1ecbnh s\u1ed1 121\/2009\/Q\u0110-TTg c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7.<\/li>\n<li>Ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u1ecb thu h\u1ed3i \u0111\u1ea5t theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 63\/2015\/Q\u0110-TTg ng\u00e0y 10\/12\/2015 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 v\u1ec1 ch\u00ednh s\u00e1ch h\u1ed7 tr\u1ee3 \u0111\u00e0o t\u1ea1o ngh\u1ec1 v\u00e0 gi\u1ea3i quy\u1ebft vi\u1ec7c l\u00e0m cho ng\u01b0\u1eddi lao \u0111\u1ed9ng b\u1ecb thu h\u1ed3i \u0111\u1ea5t tham gia \u0111\u00e0o t\u1ea1o ngh\u1ec1 \u0111\u01b0\u1ee3c vay v\u1ed1n m\u1ed9t l\u1ea7n theo quy \u0111\u1ecbnh c\u1ee7a ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi HSSV.<\/li>\n<li>HSSV Y khoa c\u00f3 ho\u00e0n c\u1ea3nh kh\u00f3 kh\u0103n \u0111\u00e3 t\u1ed1t nghi\u1ec7p (nh\u01b0ng kh\u00f4ng qu\u00e1 12 th\u00e1ng k\u1ec3 t\u1eeb ng\u00e0y t\u1ed1t nghi\u1ec7p) c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc, cao \u0111\u1eb3ng, trung c\u1ea5p v\u00e0 t\u1ea1i c\u00e1c c\u01a1 s\u1edf \u0111\u00e0o t\u1ea1o chuy\u00ean ng\u00e0nh Y \u0111\u01b0\u1ee3c th\u00e0nh l\u1eadp v\u00e0 ho\u1ea1t \u0111\u1ed9ng theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt Vi\u1ec7t Nam, trong th\u1eddi gian th\u1ef1c h\u00e0nh t\u1ea1i c\u01a1 s\u1edf kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh \u0111\u1ec3 \u0111\u01b0\u1ee3c c\u1ea5p ch\u1ee9ng ch\u1ec9 h\u00e0nh ngh\u1ec1 theo quy \u0111\u1ecbnh c\u1ee7a Lu\u1eadt kh\u00e1m b\u1ec7nh, ch\u1eefa b\u1ec7nh theo Quy\u1ebft \u0111\u1ecbnh s\u1ed1 09\/2016\/Q\u0110-TTg ng\u00e0y 02\/3\/2016 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 \u0111\u01b0\u1ee3c vay v\u1ed1n theo quy \u0111\u1ecbnh c\u1ee7a ch\u00ednh s\u00e1ch t\u00edn d\u1ee5ng \u0111\u1ed1i v\u1edbi HSSV.<\/li>\n<\/ul>\n<h2>2. \u0110I\u1ec0U KI\u1ec6N VAY V\u1ed0N<\/h2>\n<ul>\n<li>HSSV \u0111ang sinh s\u1ed1ng trong h\u1ed9 gia \u0111\u00ecnh c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p t\u1ea1i \u0111\u1ecba ph\u01b0\u01a1ng n\u01a1i cho vay.<\/li>\n<li>\u0110\u1ed1i v\u1edbi HSSV n\u0103m th\u1ee9 nh\u1ea5t ph\u1ea3i c\u00f3 gi\u1ea5y b\u00e1o tr\u00fang tuy\u1ec3n ho\u1eb7c gi\u1ea5y x\u00e1c nh\u1eadn \u0111\u01b0\u1ee3c v\u00e0o h\u1ecdc c\u1ee7a nh\u00e0 tr\u01b0\u1eddng.<\/li>\n<li>\u0110\u1ed1i v\u1edbi HSSV n\u0103m th\u1ee9 hai tr\u1edf \u0111i ph\u1ea3i c\u00f3 Gi\u1ea5y x\u00e1c nh\u1eadn c\u1ee7a nh\u00e0 tr\u01b0\u1eddng v\u1ec1 vi\u1ec7c \u0111ang theo h\u1ecdc t\u1ea1i tr\u01b0\u1eddng v\u00e0 kh\u00f4ng b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh tr\u1edf l\u00ean v\u1ec1 c\u00e1c h\u00e0nh vi c\u1edd b\u1ea1c, nghi\u1ec7n h\u00fat, tr\u1ed9m c\u1eafp, bu\u00f4n l\u1eadu.<\/li>\n<\/ul>\n<h2>3. PH\u01af\u01a0NG TH\u1ee8C CHO VAY<\/h2>\n<p>NHCSXH th\u1ef1c hi\u1ec7n cho vay tr\u1ef1c ti\u1ebfp th\u00f4ng qua \u0111\u1ea1i di\u1ec7n h\u1ed9 gia \u0111\u00ecnh HSSV, c\u00f3 \u1ee7y th\u00e1c m\u1ed9t s\u1ed1 n\u1ed9i dung c\u00f4ng vi\u1ec7c trong quy tr\u00ecnh cho vay cho c\u00e1c t\u1ed5 ch\u1ee9c ch\u00ednh tr\u1ecb &#8211; x\u00e3 h\u1ed9i v\u00e0 th\u00f4ng qua T\u1ed5 ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u1ee7a NHCSXH.<\/p>\n<p>Ri\u00eang \u0111\u1ed1i v\u1edbi HSSV m\u1ed3 c\u00f4i c\u1ea3 cha l\u1eabn m\u1eb9 ho\u1eb7c ch\u1ec9 m\u1ed3 c\u00f4i cha ho\u1eb7c m\u1eb9 nh\u01b0ng ng\u01b0\u1eddi c\u00f2n l\u1ea1i kh\u00f4ng c\u00f3 kh\u1ea3 n\u0103ng lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c vay v\u1ed1n, tr\u1ea3 n\u1ee3 tr\u1ef1c ti\u1ebfp t\u1ea1i NHCSXH n\u01a1i \u0111\u1ecba b\u00e0n nh\u00e0 tr\u01b0\u1eddng \u0111\u00f3ng tr\u1ee5 s\u1edf.<\/p>\n<h2>4. TH\u1ee6 T\u1ee4C, QUY TR\u00ccNH CHO VAY<\/h2>\n<p>a) \u0110\u1ed1i v\u1edbi cho vay qua \u0111\u1ea1i di\u1ec7n h\u1ed9 gia \u0111\u00ecnh HSSV:<\/p>\n<ul>\n<li>Ng\u01b0\u1eddi vay vi\u1ebft Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n (theo m\u1eabu in s\u1eb5n do ng\u00e2n h\u00e0ng c\u1ea5p) k\u00e8m Gi\u1ea5y x\u00e1c nh\u1eadn c\u1ee7a nh\u00e0 tr\u01b0\u1eddng ho\u1eb7c Gi\u1ea5y b\u00e1o nh\u1eadp h\u1ecdc c\u1ee7a HSSV g\u1eedi cho T\u1ed5 ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n.<\/li>\n<li>T\u1ed5 ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u ki\u1ec7n theo quy \u0111\u1ecbnh, l\u1eadp danh s\u00e1ch h\u1ed9 gia \u0111\u00ecnh \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n vay v\u1ed1n tr\u00ecnh UBND c\u1ea5p x\u00e3 x\u00e1c nh\u1eadn v\u00e0 g\u1eedi NHCSXH l\u00e0m th\u1ee7 t\u1ee5c ph\u00ea duy\u1ec7t cho vay.<\/li>\n<\/ul>\n<p>b) \u0110\u1ed1i v\u1edbi cho vay tr\u1ef1c ti\u1ebfp HSSV:<\/p>\n<ul>\n<li>HSSV vi\u1ebft Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n (theo m\u1eabu in s\u1eb5n do ng\u00e2n h\u00e0ng c\u1ea5p) c\u00f3 x\u00e1c nh\u1eadn c\u1ee7a nh\u00e0 tr\u01b0\u1eddng k\u00e8m Gi\u1ea5y b\u00e1o nh\u1eadp h\u1ecdc g\u1eedi NHCSXH n\u01a1i nh\u00e0 tr\u01b0\u1eddng \u0111\u00f3ng tr\u1ee5 s\u1edf \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t cho vay.<\/li>\n<\/ul>\n<h2>5. L\u00c3I SU\u1ea4T CHO VAY<\/h2>\n<p>a) L\u00e3i su\u1ea5t cho vay hi\u1ec7n nay l\u00e0 0,55%\/th\u00e1ng.<\/p>\n<p>b) L\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n \u0111\u01b0\u1ee3c t\u00ednh b\u1eb1ng 130% l\u00e3i su\u1ea5t khi cho vay.<\/p>\n<h2>6. M\u1ee8C V\u1ed0N CHO VAY<\/h2>\n<ul>\n<li>M\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi m\u1ed9t HSSV do Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3. M\u1ee9c cho vay t\u1ed1i \u0111a k\u1ec3 t\u1eeb ng\u00e0y 19\/5\/2022 l\u00e0: 4.000.000 \u0111\u1ed3ng\/ th\u00e1ng.<\/li>\n<li>Tr\u01b0\u1eddng h\u1ee3p m\u1ed9t h\u1ed9 gia \u0111\u00ecnh c\u00f3 nhi\u1ec1u h\u1ecdc sinh sinh vi\u00ean \u0111\u01b0\u1ee3c vay v\u1ed1n th\u00ec m\u1ee9c cho vay t\u1ed1i \u0111a c\u1ee7a h\u1ed9 l\u00e0 t\u1ed5ng s\u1ed1 m\u1ee9c vay t\u1ed1i \u0111a c\u1ee7a t\u1eebng sinh vi\u00ean trong h\u1ed9.<\/li>\n<\/ul>\n<h2>7. TH\u1edcI H\u1ea0N CHO VAY<\/h2>\n<p>L\u00e0 kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c t\u00ednh t\u1eeb ng\u00e0y ng\u01b0\u1eddi vay nh\u1eadn m\u00f3n vay \u0111\u1ea7u ti\u00ean cho \u0111\u1ebfn ng\u00e0y tr\u1ea3 h\u1ebft n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i \u0111\u01b0\u1ee3c tho\u1ea3 thu\u1eadn trong S\u1ed5 vay v\u1ed1n. Ng\u01b0\u1eddi vay ph\u1ea3i tr\u1ea3 n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i ti\u1ec1n vay l\u1ea7n \u0111\u1ea7u ti\u00ean ngay sau khi HSSV c\u00f3 vi\u1ec7c l\u00e0m, c\u00f3 thu nh\u1eadp nh\u01b0ng kh\u00f4ng qu\u00e1 12 th\u00e1ng k\u1ec3 t\u1eeb ng\u00e0y HSSV k\u1ebft th\u00fac kho\u00e1 h\u1ecdc.<\/p>\n<p>Th\u1eddi h\u1ea1n cho vay t\u1ed1i \u0111a \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh theo c\u00f4ng th\u1ee9c sau: <strong>Th\u1eddi h\u1ea1n cho vay = th\u1eddi h\u1ea1n ph\u00e1t ti\u1ec1n vay + 12 th\u00e1ng + th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3. <\/strong><\/p>\n<ul>\n<li>Th\u1eddi h\u1ea1n ph\u00e1t ti\u1ec1n vay: L\u00e0 kho\u1ea3ng th\u1eddi gian t\u00ednh t\u1eeb ng\u00e0y ng\u01b0\u1eddi vay nh\u1eadn m\u00f3n vay \u0111\u1ea7u ti\u00ean cho \u0111\u1ebfn ng\u00e0y HSSV k\u1ebft th\u00fac kho\u00e1 h\u1ecdc, k\u1ec3 c\u1ea3 th\u1eddi gian HSSV \u0111\u01b0\u1ee3c nh\u00e0 tr\u01b0\u1eddng cho ph\u00e9p ngh\u1ec9 h\u1ecdc c\u00f3 th\u1eddi h\u1ea1n v\u00e0 \u0111\u01b0\u1ee3c b\u1ea3o l\u01b0u k\u1ebft qu\u1ea3 h\u1ecdc t\u1eadp (n\u1ebfu c\u00f3).<\/li>\n<li>Th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3: L\u00e0 kho\u1ea3ng th\u1eddi gian \u0111\u01b0\u1ee3c t\u00ednh t\u1eeb ng\u00e0y ng\u01b0\u1eddi vay tr\u1ea3 m\u00f3n n\u1ee3 \u0111\u1ea7u ti\u00ean \u0111\u1ebfn ng\u00e0y tr\u1ea3 h\u1ebft n\u1ee3 g\u1ed1c v\u00e0 l\u00e3i. Ng\u01b0\u1eddi vay v\u00e0 ng\u00e2n h\u00e0ng tho\u1ea3 thu\u1eadn th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 c\u1ee5 th\u1ec3 nh\u01b0ng kh\u00f4ng v\u01b0\u1ee3t qu\u00e1 th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3 t\u1ed1i \u0111a \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 l\u00e0:\n<ul>\n<li>\u0110\u1ed1i v\u1edbi c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o c\u00f3 th\u1eddi gian \u0111\u00e0o t\u1ea1o \u0111\u1ebfn m\u1ed9t n\u0103m, th\u1eddi gian tr\u1ea3 n\u1ee3 t\u1ed1i \u0111a b\u1eb1ng 2 l\u1ea7n th\u1eddi h\u1ea1n ph\u00e1t ti\u1ec1n vay.<\/li>\n<li>\u0110\u1ed1i v\u1edbi c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o tr\u00ean m\u1ed9t n\u0103m, th\u1eddi gian tr\u1ea3 n\u1ee3 t\u1ed1i \u0111a b\u1eb1ng th\u1eddi h\u1ea1n ph\u00e1t ti\u1ec1n vay.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h2>8. TR\u1ea2 N\u1ee2 NG\u00c2N H\u00c0NG<\/h2>\n<p>a) Tr\u1ea3 n\u1ee3 g\u1ed1c:<\/p>\n<ul>\n<li>Sau 12 th\u00e1ng k\u1ec3 t\u1eeb ng\u00e0y HSSV ra tr\u01b0\u1eddng, ng\u01b0\u1eddi vay ph\u1ea3i th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 ng\u00e2n h\u00e0ng v\u1edbi k\u1ef3 tr\u1ea3 n\u1ee3 t\u1ed1i \u0111a 06 th\u00e1ng\/l\u1ea7n.<\/li>\n<li>\u0110\u1ebfn h\u1ea1n tr\u1ea3 n\u1ee3 cu\u1ed1i c\u00f9ng ng\u01b0\u1eddi vay ch\u01b0a tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3 th\u00ec vi\u1ebft Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb gia h\u1ea1n n\u1ee3 g\u1eedi T\u1ed5 ti\u1ebft ki\u1ec7m v\u00e0 vay v\u1ed1n ho\u1eb7c NHCSXH \u0111\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t\u00a0 cho gia h\u1ea1n n\u1ee3. Th\u1eddi gian gia h\u1ea1n n\u1ee3 t\u1ed1i \u0111a b\u1eb1ng \u00bd th\u1eddi h\u1ea1n tr\u1ea3 n\u1ee3.<\/li>\n<li>\u0110\u1ebfn h\u1ea1n tr\u1ea3 n\u1ee3 cu\u1ed1i c\u00f9ng, ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 n\u1ee3 v\u00e0 kh\u00f4ng \u0111\u01b0\u1ee3c NHCSXH cho gia h\u1ea1n n\u1ee3 th\u00ec chuy\u1ec3n to\u00e0n b\u1ed9 d\u01b0 n\u1ee3 sang n\u1ee3 qu\u00e1 h\u1ea1n v\u00e0 \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t n\u1ee3 qu\u00e1 h\u1ea1n.<\/li>\n<\/ul>\n<p>b) Tr\u1ea3 l\u00e3i ti\u1ec1n vay:<\/p>\n<ul>\n<li>L\u00e3i ti\u1ec1n vay \u0111\u01b0\u1ee3c t\u00ednh k\u1ec3 t\u1eeb ng\u00e0y ng\u01b0\u1eddi vay nh\u1eadn m\u00f3n vay \u0111\u1ea7u ti\u00ean \u0111\u1ebfn ng\u00e0y tr\u1ea3 h\u1ebft n\u1ee3 g\u1ed1c. Ti\u1ec1n l\u00e3i \u0111\u01b0\u1ee3c tr\u1ea3 theo th\u00e1ng sau khi HSSV ra tr\u01b0\u1eddng \u0111\u01b0\u1ee3c 12 th\u00e1ng. Trong th\u1eddi gian HSSV \u0111ang theo h\u1ecdc, n\u1ebfu h\u1ed9 vay t\u1ef1 nguy\u1ec7n tr\u1ea3 l\u00e3i, NHCSXH t\u1ed5 ch\u1ee9c thu theo th\u00e1ng.<\/li>\n<li>Nh\u00e0 n\u01b0\u1edbc c\u00f3 ch\u00ednh s\u00e1ch gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u1ec3 khuy\u1ebfn kh\u00edch ng\u01b0\u1eddi vay tr\u1ea3 n\u1ee3 tr\u01b0\u1edbc h\u1ea1n.\/H\u1eeeNG \u0110I\u1ec0U C\u1ea6N M\u1ee9c cho vay t\u1ed1i \u0111a \u0111\u1ed1i v\u1edbi m\u1ed9t HSSV do Th\u1ee7 t\u01b0\u1edbng Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh t\u1eebng th\u1eddi k\u1ef3. M\u1ee9c cho vay t\u1ed1i \u0111a k\u1ec3 t\u1eeb ng\u00e0y 19\/5\/2022 l\u00e0: 4.000.000 \u0111\u1ed3ng\/ th\u00e1ng. Tr\u01b0\u1eddng h\u1ee3p m\u1ed9t h\u1ed9 gia \u0111\u00ecnh c\u00f3 nhi\u1ec1u h\u1ecdc sinh sinh vi\u00ean \u0111\u01b0\u1ee3c vay v\u1ed1n th\u00ec m\u1ee9c cho vay t\u1ed1i \u0111a c\u1ee7a h\u1ed9 l\u00e0 t\u1ed5ng s\u1ed1 m\u1ee9c vay t\u1ed1i \u0111a c\u1ee7a t\u1eebng sinh vi\u00ean trong h\u1ed9.<\/li>\n<\/ul>\n<p><em><strong>Link bi\u1ec3u m\u1eabu:\u00a0<\/strong><\/em><\/p>\n<p><a href=\"https:\/\/docs.google.com\/document\/d\/15Cwyl420JHXKejzboMd5lpnSuxsHgiSl\/edit\" rel=\"nofollow noopener\" target=\"_blank\">&gt; Gi\u1ea5y \u0111\u1ec1 ngh\u1ecb vay v\u1ed1n sinh vi\u00ean<\/a><\/p>\n<p><a href=\"https:\/\/docs.google.com\/document\/d\/156lQ2guhayxHceKJ0Xx9sldD-lYnFel_\/edit?rtpof=true\" rel=\"nofollow noopener\" target=\"_blank\">&gt; Gi\u1ea5y x\u00e1c nh\u1eadn t\u1eeb nh\u00e0 Tr\u01b0\u1eddng\u00a0<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n\n    <div class=\"xs_social_share_widget xs_share_url after_content \t\tmain_content  wslu-style-1 wslu-share-box-shaped wslu-fill-colored wslu-none wslu-share-horizontal wslu-theme-font-no wslu-main_content\">\n\n\t\t\n        <ul>\n\t\t\t        <\/ul>\n    <\/div> \n","protected":false},"excerpt":{"rendered":"<p>Nh\u1eb1m h\u1ed7 tr\u1ee3 cho c\u00e1c sinh vi\u00ean c\u00f3 th\u1ec3 ho\u00e0n th\u00e0nh t\u1ed1t 03 n\u0103m \u0110\u1ea1i h\u1ecdc m\u00e0 kh\u00f4ng ph\u1ea3i g\u1eb7p nhi\u1ec1u g\u00e1nh n\u1eb7ng v\u1ec1 t\u00e0i ch\u00ednh, ngo\u00e0i c\u00e1c ch\u00ednh s\u00e1ch h\u1ecdc b\u1ed5ng, mi\u1ec5n gi\u1ea3m h\u1ecdc ph\u00ed, nh\u00e0 Tr\u01b0\u1eddng th\u00f4ng tin v\u1ec1 \u0111\u1ebfn to\u00e0n th\u1ec3 c\u00e1c b\u1ea1n v\u1ec1 quy tr\u00ecnh vay v\u1ed1n h\u1ecdc sinh, sinh vi\u00ean [&hellip;]<\/p>\n","protected":false},"author":53,"featured_media":24445,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65,75],"tags":[],"_links":{"self":[{"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/posts\/24444"}],"collection":[{"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/users\/53"}],"replies":[{"embeddable":true,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/comments?post=24444"}],"version-history":[{"count":1,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/posts\/24444\/revisions"}],"predecessor-version":[{"id":24446,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/posts\/24444\/revisions\/24446"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/media\/24445"}],"wp:attachment":[{"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/media?parent=24444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/categories?post=24444"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pixabu.com\/wp-json\/wp\/v2\/tags?post=24444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}